New Money University™ Terms of Use

Effective Date: September 5, 2025

Welcome to New Money University™! By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions ("Terms of Use"). If you do not agree with these terms, please do not use our services.

1. Acceptance of Terms

By accessing or using New Money University™ ("we," "us," or "our"), you agree to be bound by these Terms of Use and our Privacy Policy. If you are accessing our services on behalf of a minor, you represent that you are their parent or legal guardian and consent to their use of our services.

2. Services Provided

New Money University™ offers online educational content focused on financial literacy for teens and young adults. Our services include:

Self-paced video courses
Downloadable resources
Interactive quizzes and assessments
Access to a community forum
Certificates of completion

3. User Responsibilities

You agree to use our services for lawful purposes only. You are responsible for all content you post or share on our platform, including comments, reviews, and forum posts. Prohibited conduct includes:

Posting defamatory, offensive, or illegal content
Attempting to gain unauthorized access to our systems
Using our services to promote illegal activities

4. Account Registration

To access certain features, you may need to create an account. You agree to provide accurate and complete information during registration and to update it as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

5. Intellectual Property

All content provided by New Money University™ is protected by copyright and other intellectual property laws. You may access and use our content for personal, non-commercial purposes only. Unauthorized use, reproduction, or distribution of our content is prohibited.

6. Payment and Refunds

Access to our courses may require payment. All payments are processed securely. We offer a 30-day money-back guarantee for most courses. Refund requests must be submitted within 30 days of purchase.

7. Privacy and Data Collection

We respect your privacy and are committed to protecting your personal information. Our Privacy Policy outlines how we collect, use, and protect your data. By using our services, you consent to our data practices as described in the Privacy Policy.

8. Limitation of Liability

New Money University™ provides educational content "as is" and makes no representations or warranties regarding its accuracy, completeness, or suitability for your needs. We are not liable for any indirect, incidental, or consequential damages arising from your use of our services.

9. Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Any changes will be posted on this page with an updated effective date. Your continued use of our services after such changes constitutes your acceptance of the new terms.

10. Governing Law

These Terms of Use are governed by the laws of the jurisdiction in which New Money University™ operates, without regard to its conflict of law principles.